Terms And Conditions

Effective Date: 01-07-2025

Website: www.prefinn.com

Company Name: Prefinn FinServ Pvt Ltd

By accessing or using our website or services, you consent to be bound by these Terms and Conditions, as well as our Privacy Policy. If you do not agree with any part, please do not use our platform.

1. Eligibility & Acceptance

• You confirm that you are at least 18 years old and capable of entering into a binding contract.

• By registering or submitting personal data, you consent to Prefinn collecting, processing, and sharing your information as per our Privacy Policy.

2. Services

• Prefinn is a technology-enabled Loan sourcing and distribution platform. We partner with Banks, NBFCs, and licensed lenders to offer products such as Home Loans, Business Loan, MSME Loans, and LAP (Loan Against Property) across country.

• Prefinn does not disburse loans directly and is not liable for loan rejection, terms, or delays from third-party institutions.

3. User Data & Consent

By using our website or submitting any form (loan enquiry, IBO application, etc.), you:

• Authorize Prefinn to collect, store, and process your personal, financial, and professional data.

• Consent to share your data with our verified financial partners for loan assessment or onboarding as an IBO.

• Agree to receive communications via SMS, email, WhatsApp, or calls regarding your application, offers, and updates—even if you are registered on DND.

Refer to our full Privacy Policy for more details.

4. Independent Business Operators (IBOs)

• IBOs onboarded via the platform are independent third parties, not employees of Prefinn.

• Prefinn does not guarantee commissions, incentives, or client closures, which depend on performance and compliance.

5. Confidentiality & Data Security Operators (IBOs)

• We maintain industry-standard security practices. However, we cannot guarantee 100% security in digital transmission. Users are responsible for safeguarding login credentials.

• Prefinn is not liable for any data breach arising from third-party service providers, telecoms, or browsers.

5. Intellectual Property Security Operators (IBOs)

• All website content—including designs, logos, tools, data, and creatives—is the intellectual property of Prefinn.

• Reproduction or use without permission is strictly prohibited.

7. Third-Party Links Security Operators (IBOs)

• Prefinn may link to external websites. We are not responsible for their content, privacy policies, or practices.

8. Disclaimer

• Prefinn provides services on an "as is" and "as available" basis, without warranties of any kind—express or implied.

• Loan product descriptions, interest rates, and eligibility criteria are subject to change by lending partners.

9. Limitation of Liability

• Prefinn is not liable for any financial loss, delay, or damages arising from use of the platform, rejection of applications, or actions by financial institutions or IBOs.

10. User Conduct

Users agree not to:

• Upload false, misleading, or illegal content.

• Impersonate another person or misuse someone’s identity.

• Attempt unauthorized access or tamper with the website or APIs.

11. Consent Withdrawal & Opt-Out

• You may withdraw consent at any time by contacting us at info@prefinn.com.

• Upon withdrawal, we will cease communication, subject to legal or contractual obligations requiring retention of certain data.

12. Modification of Terms

• Prefinn may revise these Terms and Privacy Policy periodically. Continued use constitutes acceptance of updated policies.

13. Governing Law

• These Terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of courts in [Insert City].

14. Contact Information

Prefinn FinServ Pvt Ltd

Address:-204,2nd Floor, MVL I Park, Chandan Nager,Sector-15, Part-2, Gurugram, Haryana, 122001, India

Email:- info@prefinn.com

WhatsApp: +91 96508 12333