Empowering Business Ambitions

Smarter Credit Infrastructure for MSME Growth

India’s MSMEs are ambitious and resilient. We offer an enterprise-grade lending platform enabling structured, compliant, and reliable financing at scale. Prefinn works with leading banks to offer Working Capital, Term Loans, and Invoice Financing designed around your real operating cycles.

Powered by a trusted network of lending partners
Kotak Bank Ujjivan PNB Axis Bank HDFC Bank IDFC IndusInd Yes Bank Aditya Birla Bajaj Housing Aadhaar Housing Piramal SMFG Finnable Incred Capri Jio Credit

Powered by a trusted network of lending partners and enterprise-grade risk frameworks.

Solutions Designed for Diverse MSME Needs

Supporting MSMEs across Growth, Stabilization, and Expansion stages.

Traders & Distributors
Manufacturers & Units
Retailers & Merchants
Service Businesses
Professionals
Core Offerings

Integrated MSME Solutions

Financing Solutions
  • Working Capital Loans: Liquidity for Inventory, Vendor payments, and Operations
  • Business Term Loans:Funding for Expansion, capex, and long-term growth
  • Flexi Line of Credit:Withdraw as needed and pay interest only on usage
  • Invoice / Receivable Financing: Unlock capital stuck in unpaid invoices
  • Machinery & Asset Finance: Finance equipment and Technology upgrades
  • Merchant & POS-Based Loans: Data-led loans for retailers and merchant
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Insurance Solutions
  • General Insurance: Secure Businesses with curated Insurance products
  • Life Insurance: Secure your key personnels for business continuity
  • Health Insurance: Avail Group Mediclaim Insurance for your company/employees
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Payment Solutions

Explore smarter digital payment solutions for company & customers.

  • Payout Solutions
  • UPI/QR based Payments
  • Net Banking
  • Credit & Debit Cards
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Why Businesses Trust Prefinn

Integrated Solutions

Lending, Insurance & Payment solutions at one place.

Higher Approval Chances

We match your business with the right lender instead of forcing a one-size-fits-all loan.

Faster Loan Decisions

Digital process with minimal documentation.

Multiple Lenders, One Platform

Access leading banks and NBFCs without applying everywhere.

Clear & Transparent Process

No hidden steps. Register, Apply and Track your application at every stage.

Ready to Power Your Business Growth?

About Udyam Registration

Udyam Registration is an initiative in India introduced by the Ministry of Micro, Small, and Medium Enterprises (MSME) in July 2020. It is an online registration process for MSMEs in India. MSMEs registered under this process are eligible for benefits such as credit guarantee schemes, subsidies on loans, and exemption from certain taxes.

Udyam Registration Process:
  • Step 1: Visit Udyam Registration official website.
  • Step 2: Click on the new udyam registration tab and fill out the online application form.
  • Step 3: Enter the correct business details along with personal details.
  • Step 4: Check the application form and click on the submit button to proceed.
  • Step 5: One of our executives will contact you for further processing.
  • Step 6: You’ll receive the certificate within 2-3 working hours on your registered email.
FAQ

MSME Loan FAQ

A MSME Loan offers financial flexibility to meet diverse needs: working capital, expansion, equipment purchase, and more.

Self-employed individuals, business owners, partnerships, private limited companies, and MSMEs with a stable income and good credit history.

Interest rates generally start from 10% to 24% per annum depending on credit score and turnover.