MSME Loan

Empowering small businesses with fast, collateral-free MSME loans tailored to fuel their growth across India.

Fueling MSME Growth Across India

Prefinn is committed to powering the ambitions of Micro, Small, and Medium Enterprises. Our MSME loan solutions are crafted to meet your working capital, expansion, and equipment financing needs — with minimal paperwork, faster approvals, and flexible repayment options. Whether you're starting up or scaling up, we’re here to help your business thrive.

Why Choose Prefinn for MSME Loans?

01
Collateral-free options available
02
Customized loan structures
03
Quick eligibility checks and approvals
04
Competitive interest rates
05
Support across Tier 1 to Tier 3 cities

Highlights

Collateral-Free Loans up to ₹50 Lakhs Fast Approvals with minimal documentation Digital Onboarding via PAN, Aadhaar, GST CIBIL & Cashflow Based Credit Assessment Co-Lending & NBFC Partnerships for wider access Growth-Focused Financing for expansion, working capital, and asset purchase Dedicated IBO Support at every stage of the loan journey
The Prefinn Promise

Smart Secure MSME Loans

Fuel Your Business Growth Instantly

Get access to fast and flexible msme loans designed to power your next big move.

msme loans Made Easy

No delays. No hassle. Just fast funding to help your business thrive.

Tailored msme loans, Trusted Partners

We connect you with verified lenders offering competitive rates and flexible terms.

Intelligent Financing for Your Enterprise

Empowering your business with smart funding solutions, competitive interest rates.

Let’s Build Your Dreams Together. Need a Loan to Get Started?
Frequently asked questions

MSME Loan FAQ

What Can a MSME Loan Be Used For?

A MSME Loan offers financial flexibility to meet the diverse needs of your business. Whether you're a startup or an established enterprise, here are some of the most common and impactful ways you can use a msme loan.

Self-employed individuals, business owners, partnerships, private limited companies, and MSMEs with a stable income and good credit history are eligible to apply.

Interest rates generally start from 10% to 24% per annum and vary based on credit score, business turnover, and lender terms

The loan can be repaid in the form of Equated Monthly Installment (EMI) via post-dated cheques drawn in favour of the bank or by releasing a mandate allowing payment through the Electronic Clearing Services (ECS) system.